How to create a budget

How to create a budget  

A simple budget can help you see where your money is going and where you might be able to save. 

• Write down all your income and spending.  
• Use bank statements, bills and receipts to make sure nothing is missed.  
• Check your spending regularly and look for costs you could cut back on.  
• Keep a spending diary to spot habits that may be costing you money.  
• Put a little money aside every month for unexpected costs if you can.